Benchmark · All industries

All industries generic card decline recovery-rate benchmark (2026)

Median all industries accounts leak ~6.5% of MRR to failed payments. “generic card decline” is 10% of failures in this cohort and recovers at 20% on a stock Stripe retry vs 38% on an optimal-day retry (day 5).

Stock retry

20%

Optimal-day retry

38%

Share of failures

10%

Run your own free Leak Scan

See exactly how much you’ve leaked to failed payments in the last 90 days — read-only, no card, about 60 seconds.

Aggregated across a cohort of 82 accounts. Anonymized — no individual account or customer is identifiable.