Benchmarks
Failed-payment recovery benchmarks
Anonymized aggregates across thousands of scanned Stripe accounts — how much each cohort leaks, which decline codes dominate, and how much better an optimal-day retry does than Stripe’s stock cadence. Then run your own free Leak Scan.
SaaS insufficient funds recovery-rate benchmark (2026)
Stock retry 34% vs optimal-day 62% ·41% of failures
SaaS expired card recovery-rate benchmark (2026)
Stock retry 28% vs optimal-day 71% ·19% of failures
SaaS do not honor recovery-rate benchmark (2026)
Stock retry 23% vs optimal-day 41% ·14% of failures
SaaS generic card decline recovery-rate benchmark (2026)
Stock retry 20% vs optimal-day 38% ·10% of failures
SaaS processing error recovery-rate benchmark (2026)
Stock retry 45% vs optimal-day 66% ·7% of failures
Subscription box insufficient funds recovery-rate benchmark (2026)
Stock retry 34% vs optimal-day 62% ·41% of failures
Subscription box expired card recovery-rate benchmark (2026)
Stock retry 28% vs optimal-day 71% ·19% of failures
Subscription box do not honor recovery-rate benchmark (2026)
Stock retry 23% vs optimal-day 41% ·14% of failures
Subscription box generic card decline recovery-rate benchmark (2026)
Stock retry 20% vs optimal-day 38% ·10% of failures
Subscription box processing error recovery-rate benchmark (2026)
Stock retry 45% vs optimal-day 66% ·7% of failures
Creator membership insufficient funds recovery-rate benchmark (2026)
Stock retry 34% vs optimal-day 62% ·41% of failures
Creator membership expired card recovery-rate benchmark (2026)
Stock retry 28% vs optimal-day 71% ·19% of failures
Creator membership do not honor recovery-rate benchmark (2026)
Stock retry 23% vs optimal-day 41% ·14% of failures
Creator membership generic card decline recovery-rate benchmark (2026)
Stock retry 20% vs optimal-day 38% ·10% of failures
Creator membership processing error recovery-rate benchmark (2026)
Stock retry 45% vs optimal-day 66% ·7% of failures
All industries insufficient funds recovery-rate benchmark (2026)
Stock retry 34% vs optimal-day 62% ·41% of failures
All industries expired card recovery-rate benchmark (2026)
Stock retry 28% vs optimal-day 71% ·19% of failures
All industries do not honor recovery-rate benchmark (2026)
Stock retry 23% vs optimal-day 41% ·14% of failures
All industries generic card decline recovery-rate benchmark (2026)
Stock retry 20% vs optimal-day 38% ·10% of failures
All industries processing error recovery-rate benchmark (2026)
Stock retry 45% vs optimal-day 66% ·7% of failures