Benchmark · All industries

All industries expired card recovery-rate benchmark (2026)

Median all industries accounts leak ~6.5% of MRR to failed payments. “expired card” is 19% of failures in this cohort and recovers at 28% on a stock Stripe retry vs 71% on an optimal-day retry (day 2).

Stock retry

28%

Optimal-day retry

71%

Share of failures

19%

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Aggregated across a cohort of 82 accounts. Anonymized — no individual account or customer is identifiable.